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Schedule of Insurance 2019-2020

Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
Policy Number – 1891376/1544676
The information contained on this page is confidential and should not be sent to third parties
INSURANCE DETAILS
Period of insurance : Continuous cover from 1st June 2019 until the policy is cancelled
Date issued to insured: 4th June 2019
Underwritten by : Hiscox Underwriting Ltd on behalf of the insurers listed for each section of the policy
Payment method : Payment by Broker’s Account
INSURED DETAILS
Insured : Sidlesham Parish Council
Address : 3 Hollybank Lane
Emsworth
Hampshire
PO10 7UD
Additional insureds : There are no Additional Insureds on this policy
Business : Parish Council
General terms and
conditions wording :
11604 WD-HSP-UK-PAC-GTC(4)
The General terms and conditions apply to this policy in conjunction with the specific wording
detailed in each section below
PREMIUM DETAILS
Annual premium : £882.58 Annual Tax : £105.91 Total : £988.49
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
Local councils & not-for profit organisations scheme
PROPERTY – BUILDINGS
Section wording
11600 WD-HSP-UK-PAC-PYB(4)
Insurer
Hiscox Insurance Company Limited
Premises :
Item description
Excess
Amount Insured
Total Buildings
£250
£0.00
Gates and fences
£250
£7,107.19
Fixed outside equipment
£250
£0.00
Street furniture
£250
£36,845.20
War memorials
£250
£0.00
Playground equipment
£250
£127,262.27
Sports surfaces
£250
£0.00
Other surfaces
£250
£17,078.15
Rent receivable
£250
£0.00
Excess applies to:
Each and every loss
Special excesses
Additional cover
(in addition to the overall limit/amount insured above)
Trace and access
£5,000
Emergency services
£5,000
Loss prevention costs
£25,000
Additions to buildings
£50,000
Inadvertent omissions
£500,000
Trees, shrubs and plants
£25,000
Bequeathed buildings
£50,000
Discharge of oil
£10,000 in total during any one period of insurance, across all Property sections combined
Contract works and site materials
£75,000
Endorsements
Losses from subsidence
£1,000 each and every loss
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
6351.0
Floating amount insured (Buildings)
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
PROPERTY – CONTENTS
Section wording
11602 WD-HSP-UK-PAC-PYC(5)
Insurer
Hiscox Insurance Company Limited
Premises :
Item description
Excess
Amount Insured
General contents including computer and ancillary equipment
£250
£2,116.21
Gardening equipment, plant and machinery
£250
£0.00
Sports equipment
£250
£0.00
Rent payable
£250
£0.00
Excess applies to
Each and every loss
Geographical limits:
United Kingdom
Additional cover
(in addition to the overall limit/amount insured above)
Costs following glass breakage
£10,000
Additions to contents
£10,000 or 10% of the amount insured for contents,
whichever is the greater
Money in the insured location while open for business or in a locked safe
£1,000
Money in transit or at the home of any councillor, trustee, employee or volunteer
£1,000
Money at all other times
£1,000
Money – non-negotiable instruments
£250,000
Identity fraud
£5,000
Personal effects
£5,000
Reconstitution of electronic data
£5,000
Reconstitution of other business documents
£5,000
Lock replacement
£10,000
Building damage by theft
£10,000
Personal assault – death
£10,000 per person
Personal assault – total loss or permanent
and total loss of use of one or more limbs
£10,000 per person
Personal assault – total and irrecoverable
loss of sight in one or both eyes
£10,000 per person
Personal assault – disablement which totally
prevents the injured person from carrying
out all parts of their usual occupation
£100 per week up to a maximum of 104 weeks
Metered water and fuel
£5,000
Outdoor items
£5,000
Marquees
£10,000
Refrigerated stock
£2,500
Undamaged tenant’s improvements
£5,000
Contents temporarily elsewhere including whilst in transit
£25,000 or 10% of the amount insured for contents,
whichever is the less
Exhibitions stands and equipment temporarily elsewhere
£25,000 or 10% of the amount insured for contents,
whichever is the less
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
Defibrillators
£5,000
Bequeathed property
£5,000
Fund raising events
£5,000
Contents kept at home
£25,000 or 10% of the amount insured for contents,
whichever is the less
Fraud and dishonesty
£150,000 in the aggregate per period of insurance
Endorsements
PROPERTY AWAY FROM THE PREMISES
Wording
11602 WD-HSP-UK-PAC-PYC(5)
Insurer
Hiscox Insurance Company Limited
Item description
Excess
Amount Insured
All business equipment
£250
£5,000
Excess applies to:
Each and every loss
Geographical limits:
European Union, United Kingdom of Great Britain and Northern Ireland, Channel Islands, Isle of Man and Gibraltar
Endorsements
PROPERTY – BUSINESS INTERRUPTION
Section wording
11601 WD-HSP-UK-PAC-PYI(5)
Insurer
Hiscox Insurance Company Limited
Premises :
Item description
Amount Insured
Loss of income
£10,000
Additional increased costs of working
£10,000
Indemnity period
12 Months
Additional cover
(in addition to the overall limit/amount insured above)
Key person
£250 per week up to a maximum of £2,500 per period of insurance
6222.0
Amendment of cover (Fidelity guarantee)
6349.1
Floating amount insured (Contents)
65.0
Contents temporarily elsewhere
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
Unauthorised use of public utilities
£100,000 or the total amount insured for Business interruption, whichever is less
Special limits
(included within and not in addition to the overall limit/amount insured above)
Denial of access
£100,000 or the total amount insured for Business interruption, whichever is less
Non-damage denial of access
£100,000 or the total amount insured for Business interruption, whichever is less
Bomb threat
£100,000 or the total amount insured for Business interruption, whichever is less
Suppliers
£100,000 or the total amount insured for Business interruption, whichever is less
Public utilities
£100,000 or the total amount insured for Business interruption, whichever is less
Public authority
£100,000 or the total amount insured for Business interruption, whichever is less
Failure of safety equipment
£100,000 or the total amount insured for Business interruption, whichever is less
Loss of attraction
£100,000 or the total amount insured for Business interruption, whichever is less
Alternative hire costs
£5,000
Equipment breakdown
Not Insured
Endorsements
EQUIPMENT BREAKDOWN
Section wording
11609 WD-HSP-UK-PAC-EQB(3)
Insurer
Hiscox Insurance Company Limited
Amount insured
£0.00
Limit applies to
Total amount insured across all property sections combined
Excess
£250
Excess applies to
Each and every loss
Special Limits (included within and not in addition to the overall limit/amount insured above)
Hazardous substances
£5,000 total amount insured across all Property sections combined
Reconstitution of electronic data
£5,000
Expediting expenses
£5,000
Computers
£5,000
Oil and water storage tanks
£5,000
EMPLOYERS’ LIABILITY
Section wording
11603 WD-HSP-UK-PAC-EL(4)
Insurer
Hiscox Insurance Company Limited
Limit of indemnity
£10,000,000
Limit applies to
Each and every occurrence including costs
6350.1
Floating amount insured – (Business interruption)
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
Geographical limits
Worldwide
Applicable courts
United Kingdom
Special Limits (included within and not in addition to the overall limit/amount insured above)
Criminal defence costs
£100,000 in the aggregate
Terrorism
£5,000,000 in the aggregate
Endorsements
3121.0
Employers Liability Tracing Office (ELTO) – mandatory information required
PUBLIC AND PRODUCTS LIABILITY
Section wording
11607 WD-HSP-UK-PAC-GL(4)
Insurer
Hiscox Insurance Company Limited
Limit of indemnity
£10,000,000
Limit applies to
Each and every occurrence, defence costs in addition, other than for pollution or for products to which a single aggregate policy limit including defence costs applies
Excess
£250
Excess applies to
Each and every claim for property damage only
Geographical limits
United Kingdom
Applicable courts
United Kingdom
Additional cover
(in addition to the overall limit/amount insured above)
Unauthorised use of third party telephones by your employees
£2,500 any one period of insurance
Loss of excess or no claims discount
£250 any one period of insurance
Loss of third party keys
£2,500 any one period of insurance
Defamation and intellectual property rights
£500,000 any one period of insurance
Special Limits (included within and not in addition to the overall limit/amount insured above)
Criminal defence costs
£100,000 in the aggregate
Pollution defence costs
£100,000 in the aggregate
Hirer liability
£5,000,000 in the aggregate
Endorsements
6080.0
Firework/bonfire condition endorsement
INTERNET AND EMAIL
Section wording
11605 WD-HSP-UK-PAC-IE(4)
Insurer
Hiscox Insurance Company Limited
Limit of indemnity
£50,000
Limit applies to
In the aggregate including costs
Excess
£500
Excess applies to
Each claim or loss excluding defence costs
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
Geographical limits
Worldwide
Applicable courts
Worldwide excluding claims brought in USA or Canada
Endorsements
257.0
Business performed in the past for IE
OFFICIALS’ AND TRUSTEES’ INDEMNITY
Section wording
11614 WD-HSP-UK-PAC-DO(5)
Insurer
Hiscox Insurance Company Limited
Policy limit
£500,000
Limit applies to
In the aggregate including costs
Legal representation costs
£15,000
Legal representation basis
In the aggregate any one period of insurance
Geographical limits
United Kingdom
Applicable courts
United Kingdom
Endorsements
COMMERCIAL LEGAL PROTECTION (DAS)
Section wording
9927 WD-HSP-UK-CHR-DAS(3)
Insurer
DAS Legal Expenses Insurance Company Limited
Section limit
£100,000
Limit applies to
All claims resulting from one or more event arising at the same time or from the same originating cause
Excess
£200
Excess applies to
Each and every claim arising from aspect enquiries only
Geographical limits
For insured incidents 2 Legal Defence (excluding 2(4)), and 3(b) Bodily Injury: The European Union, the United Kingdom of Great Britain and Northern Ireland, the Isle of Man, the Channel Islands, Albania, Andorra, Bosnia Herzegovina, Croatia, Gibraltar, Iceland, Liechtenstein, Macedonia, Monaco, Montenegro, Norway, Romania, San Marino, Serbia, Switzerland and Turkey (west of the Bosphorus). For all other insured incidents: The United Kingdom of Great Britain and Northern Ireland, the Isle of Man and the Channel Islands
Endorsements
PERSONAL ACCIDENT
Section wording
11608 WD-HSP-UK-PAC-PA(4)
Insurer
Hiscox Insurance Company Limited
Personal accident
705.4
Prior & pending litigation date
524.0
Commercial legal protection
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
Capital benefit
£100,000
Temporary benefit
£500 per week
Medical expenses
£10,000
Insured persons
Councillors, trustees, volunteers and employees of the insured
Operative time
While working for you or on your behalf
Geographical limits
United Kingdom
Special limits (included within and not in addition to the overall limit/amount insured above)
Death
100% capital benefit amount per person
Loss of one limb
100% capital benefit amount per person
Loss of one eye
100% capital benefit amount per person
Loss of two limbs
100% capital benefit amount per person
Loss of two eyes
100% capital benefit amount per person
Loss of one limb and one eye
100% capital benefit amount per person
Loss of hearing
100% capital benefit amount per person
Loss of speech
100% capital benefit amount per person
Permanent total disablement
100% capital benefit amount per person
Temporary total disablement
£500 per week, up to a maximum of 104 weeks, an excess of 14 days applies
Temporary partial disablement
£500 per week, up to a maximum of 104 weeks, an excess of 14 days applies
Maximum accumulation
£1,000,000 any one loss in the aggregate
CRISIS CONTAINMENT
Wording
15369 WD-HSP-UK-PAC-CRI(1)
Insurer
Hiscox Insurance Company Limited
Limit of indemnity
£25,000
Limit applies to
Per crisis and in the aggregate during any one period of insurance
Geographical limits
The United Kingdom of Great Britain and Northern Island, the Isle of Man and the Channel Islands.
Special limits
(included within and not in addition to the amount insured above)
Outside working hours discretionary crisis
mitigation costs
£2,000
Endorsements
Business Travel – NOT INSURED
Section wording
9522 TRA Portfolio
Insurer
Hiscox Insurance Company Limited
Insured persons
Councillors and employees of the insured
Operative Times
While on a business trip in the insured person’s usual country of residence involving a pre-booked overnight stay away from home or a flight in a commercial aircraft, and business travel outside the insured person’s usual country of residence, starting from the time of leaving the insured person’s home or place of work whichever is later, until return to the
9003.0
Crisis containment provider: Hill & Knowlton
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
insured person’s home or place of work, whichever is first.
Excess
£150
Excess applies to
Each and every loss
Benefits
Medical expenses, emergency travel and repatriation expenses
£2,000,000 any one claim
Hospital benefit
£30 for each complete 24 hour period, up to a maximum of £2,400 in all
Funeral expenses
£5,000 any one claim
Cancellation and curtailment
£5,000 any one claim
Replacement staff
£5,000 any one claim
Missed departure
£1,000 any one claim
Travel delay
£30 per hour after the first 8 hours delay, up to a maximum of £240 in all
Personal property
£1,000 any one claim
Temporary loss of baggage
£500 any one claim
Money
£750 any one claim
Business travel documents
£225 any one claim
Extra costs to replace travel documents
£750 any one claim
Hi-jack and kidnap
£250 per day, up to a maximum of £10,000 in all
Personal liability
£2,000,000 any one claim
Legal expenses
£25,000 any one claim
PROPERTY- TERRORISM
Section wording
6243 WD-PIP-UK-PRE(3)
Insurer
Hiscox Insurance Company Limited
Material damage
Amount insured
Excess
£0.00
£250
Business interruption
Amount insured
Excess
£0.00
£250
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
The General Terms of this policy and the terms, conditions and exclusions of the relevant sections all apply to this endorsement except as modified below:
Property – buildings clauses in full
Clause
6351.0
Floating amount insured (Buildings)
The cover under this section for Gates and fences, Fixed outside equipment, Street furniture, War memorials, Playground equipment, Sports surfaces and Other surfaces applies to all locations occupied by you in connection with your activities within the United Kingdom of Great Britain and Northern Ireland, the Channel Islands, the Isle of Man and the Republic of Ireland. The amount insured is the most we will pay in total for damage to such items however many locations are affected.
Clause
308.0
Flat roof condition
We will not make any payment for damage arising directly or indirectly from any deficiency of a flat roof unless the roof is inspected once every 2 years by a competent person and any defects are rectified within 14 days.
Property – contents clauses in full
Clause
6222.0
Amendment of cover: fidelity guarantee
What is not covered , 9 is amended to read as follows:
g. loss by fraud or dishonesty of a councillor or any other person working under a contract of service with you, other than where cover is provided under Additional cover, Fidelity guarantee.
How much we will pay, Fraud and Dishonesty is deleted.
The following is added to What is covered, Additional cover:
Fidelity guarantee
23. your financial loss resulting solely and directly from fraud or dishonesty of a councillor or any other person working under a contract of service with you, discovered by you during the period of insurance provided that:
a. dual controls exist for the signing of cheques, issuing instructions for disbursements of assets or funds, fund transfer procedures and investment; and
b. you were unaware of any previous act of fraud or dishonesty committed in the course of their employment by such councillor or any other person working under a contract of service with you; and
c. there was a clear intention to cause you financial loss and to obtain a personal financial gain over and above salary, bonus or commission; and
d. your financial loss was wholly sustained within the 12 month period prior to its discovery; and
e. the loss is notified to us within ten working days of its discovery by you; and
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
f. satisfactory references covering a period of two years prior to the commencement of employment for all new clerks and any other person under a contract of service with you are obtained from:
i. a previous employer; or
ii. an accountant and one other customer in respect of any periods of self employment; or
iii. the school or college in respect of any full-time education.
The following is added to How much we will pay:
Fidelity guarantee
The most we will pay for all financial losses covered under What is covered, Additional cover, Fidelity guarantee, including the reasonable charges you must pay to your professional accountant for producing information we require in support for a request for settlement under this section, is £150,000.
Clause
6349.1
6349.1 Floating amount insured (Contents)
The cover under this section applies to all locations occupied by you in connection with your activities within the United Kingdom of Great Britain and Northern Ireland, the Channel Islands, the Isle of Man and the Republic of Ireland. The amount insured is the most we will pay in total for damage to your contents however many locations are affected.
Property away from the premises clauses in full
Clause
65.0
Contents temporarily elsewhere
We will not make any payment when such property is temporarily outside the UK
unless it is in your care, custody or control at all times or otherwise secured in a
locked hotel room or safe, or other similar securely locked room or building.
Business interruption clauses in full
Clause
6350.1
6350.1 Floating amount insured (Business interruption)
The cover under this section applies to all locations occupied by you in connection with your activities within the United Kingdom of Great Britain and Northern Ireland, the Channel Islands, the Isle of Man and the Republic of Ireland. The amount insured is the most we will pay in total for each interruption to your activities however many locations are affected.
Employers’ liability clauses in full
Clause
3121.0
Employers Liability Tracing Office (ELTO) – mandatory information required
You must provide us with the following information for this section of the policy for each entity insured under this section of the policy:
1. Employer name; and
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
2. Full address of employer including postcode; and 3. HMRC Employer Reference Number (ERN).
If any insured entity does not have an ERN, you must provide us with one of the following reasons:
a. The entity has no employees; or
b. All staff employed earn below the current Pay As You Earn (PAYE) threshold; or
c. The entity is not registered in England, Wales, Scotland or Northern Ireland.
You must inform us immediately of any changes to the above information.
Public and products liability clauses in full
Clause
6080.0
Firework and bonfire condition endorsement
The following applies to the whole of this policy and is a condition precedent to our liability.
We will not make any payment under this insurance unless you comply with all of the requirements below.
Whenever you are responsible for any firework or bonfire displays at the insured location, you must ensure that:
1. there is a written risk assessment in place for the proposed event; and
2. the fire brigade have been notified of the details of the event at least seven days before the event is due to take place; and
3. the relevant local authorities have been notified and permission for the event granted and you must also ensure that any requirements from the authorities are fully complied with; and
4. all manufacturers’ guidelines in respect of the storage and use of fireworks and sparklers are strictly adhered to; and
5. fireworks are purchased from a reputable supplier and are not modified in any way; and
6. all employees or volunteers have received appropriate training (which is recorded in writing) and are aware of the safety procedures for the event; and
7. there is appropriate first aid presence on site, in line with the risk assessment document; and
8. appropriate fire extinguishing equipment is available at the event and employees and volunteers have been instructed in the safe operation and use of such equipment; and
9. all members of the public are kept at least 25 metres from both the display area and any bonfire itself behind appropriate safety fencing; and
10. any bonfire is kept at least 25 metres away from the firework display area and is not located within five metres of any trees, fencing or other combustible material; and
11. any bonfire is kept at least 75 metres away from any premises, car park or storage of any flammable or dangerous material; and
12. there will be no use of accelerants or other flammables on any bonfire; and
13. an appropriate check is made of the weather conditions prior to the event going live, and if appropriate a check is made with the fire brigade as to whether to continue with the event; and
14. at the end of the display, a thorough check is undertaken (which is recorded in writing) of the area to ensure that no potential fire hazards remain. Any bonfire area must be doused in water.
We will not make any payment for any claim or loss arising from firework or bonfire displays unless all of the above criteria have been fully complied with.
Internet and email clauses in full
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
Clause
257.0
Business performed in the past IE
We will not make any payment for any claim or loss which arises from any of your activities performed or any dishonesty committed, or if applicable any
document, information or data lost, damaged or destroyed, before 01/06/2014
Officials indemnity clauses in Full
Clause
705.4
Prior & pending litigation date
Prior & pending litigation date 01/06/2014
Commercial legal protection (DAS) clauses in full
Clause
524.0
Commercial legal protection
Legal Expenses – cover for up to £100,000
DAS legal advice line: Tel. 0117 933 0626
Please quote policy reference TS5/6702387 in all correspondence
For the purpose of Commercial Legal Protection, We/Our means DAS Legal Expenses Insurance Company Limited, who provide the cover and manage all claims under that section.
Crisis containment: endorsements
9003.0
Crisis containment provider: Hill & Knowlton
Crisis line contact number (24 hours): +44(0)800 8402783 / +44 (0)1206 711796
Crisis containment provider: Hill & Knowlton
This contact number will go through to us during working hours, and will go directly to Hill & Knowlton outside of these hours.
If you first become aware of a crisis outside of working hours, you must notify us of the crisis as soon as possible within working hours by telephoning +44(0)800 8402783 or +44 (0) 1206 711796.
Clauses- applicable to the whole policy
Clause
603.0
Commercial assistance & legal advice helpline
Your Hiscox policy gives you access to a general business advice line.
For advice on employment, prosecutions, health and safety, sex discrimination, tax and European law call +44 (0)870 050 3030.
Using your personal information
Hiscox is a trading name of a number of Hiscox companies. The specific company acting as a data controller of your personal information will be listed in the documentation we provide to you. If you are unsure you can also contact us at any time by telephoning 01904 681198 or by emailing us at dataprotectionofficer@hiscox.com
We collect and process information about you in order to provide insurance policies and to process claims. Your information is also used for business purposes such as fraud prevention and detection and financial management. This may involve sharing your information with, and obtaining information about you from, our group companies
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
and third parties such as brokers, loss adjusters, credit reference agencies, service providers, professional advisors, our regulators or fraud prevention agencies.
We may record telephone calls to help us monitor and improve the service we provide.
For further information on how your information is used and your rights in relation to your information please see our privacy policy at www.hiscox.co.uk/cookies-privacy.
Long term agreement
As used in this endorsement:
a. Long term agreement shall mean an agreement between you and us for a period of three years. For the duration of the agreement we agree to leave unchanged your annual premium rates and policy details. In return, you agree to renew with us each year for the duration of the agreement.
b. Annual renewal date shall mean the following date: 1st June
c. Claims payments and costs shall mean the total of all:
i. claims and losses paid; and
ii. legal costs and expenses incurred; and
iii. new reserves and increases in reserves, during the preceding 12 months.
d. Income shall mean the total of the gross premiums and any additional premiums, net of any returned premiums for the policy during the preceding 12 months. We and you agree that this policy is subject to a long term agreement beginning on 1st June 2019 and ending on 31st May 2022, provided that:
1. at each annual renewal date the total of all claims payments and costs does not exceed 40% of the income;
2. there are no changes to the material facts concerning your policy; and there are no changes to Insurance Premium Tax during the period of the long term agreement
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419
INFORMATION ABOUT US
This policy is underwritten by Hiscox Underwriting Limited on behalf of the insurers listed below.
Name Hiscox Underwriting Limited
Registered address 1 Great St. Helens
London
EC3A 6HX
United Kingdom
Company registration Registered in England number 02372789
Status Authorised and regulated by the Financial Conduct Authority
Insurers
These insurers provide cover as specified in each section of the schedule.
Name Hiscox Insurance Company Limited
Registered address 1 Great St. Helens
London
EC3A 6HX
United Kingdom
Company registration Registered in England number 00070234
Status Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority
Name DAS Legal Expenses Insurance Company Limited
Registered address DAS House, Quay Side, Temple Back
Bristol
BS1 6NH
United Kingdom
Company registration Registered in England number 00103274
Status Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority
Broker
Name Came & Company Local Council Insurance a trading style of Stackhouse Poland Ltd
Registered address Blenheim House
1-2 Bridge Street
Guildford
GU1 4RY
Company registration Registered in England number 1163431
Status Authorised and regulated by the Financial Conduct Authority
Hiscox 1 Great St Helen’s London EC3A 6HX United Kingdom
SCHEDULE
RNLSCH100419